Photo Credit: The Punch
2025-12-23 09:00:00
From a brief by The Punch, Regent Microfinance Bank says it has passed the ₦10 billion mark in cumulative MSME loan disbursements, positioning the milestone as part of its push to close Nigeria’s credit gap for small businesses.
The bank frames the milestone as evidence that structured micro-lending—paired with advisory support—can help small enterprises scale beyond survival mode, especially amid inflation and weak consumer demand.
For MSME operators, the bigger story is access: whether such disbursements translate to broader geographic reach, fair pricing, and sustainable repayment terms that don’t trap businesses in rollover cycles.
It also reflects a sector-wide narrative: microfinance banks competing for relevance by tying credit to digital onboarding, supply-chain partnerships, and specialised products for traders and light manufacturers.
Validation: The Nation reports, “Regent Microfinance Bank (MfB) has disbursed over N10 billion in cumulative loans disbursements to… MSMEs.” In Regent MFB’s own messaging, the milestone is presented as impact-driven: “By reaching the N10bn mark in disbursements, the bank reinforces its role as a catalyst for productivity…”
Echotitbits take: The next thing to watch is asset quality. If repayment performance stays strong, MSME credit can scale responsibly; if not, we’ll see tighter lending and higher effective borrowing costs.
Source: The Punch — December 23, 2025 (https://punchng.com/regent-mfb-crosses-n10bn-msme-lending-milestone/)
The Punch 2025-12-23
